Can I change my health insurance plan if I qualify?

If you qualify for a Special Enrollment Period and want to change plans, you may: Levels of plans in the Health Insurance Marketplace®: Bronze, Silver, Gold, and Platinum. Categories (sometimes called “metal levels”) are based on how you and your insurance plan split costs. Categories have nothing to do with quality of care.

When can I change my health insurance plan?

No matter why you want to switch or make changes to your health insurance plans, there are two windows of opportunity when you can: Open Enrollment Period and a Special Enrollment Period. Open Enrollment is the time of year when anyone can change their health insurance plan, for any reason.

Why do people change their health insurance plans?

People choose to change their health insurance plans for all kinds of reasons. A few of the most common include: Changes in your plan’s network – If your preferred doctors or specialists stop accepting your insurance, you could pay significantly more. Other health insurance options may help lower your overall medical bills.